We offer advice everyday pertaining to fashion, pets, health, love and money.
Advanced Ways to Lower Mortgage Payments
A lot of us are suffering from mortgage woes. Let us help you in getting, or staying, out of a mortgage nightmare.
Step 1
Research the different rates that are available for someone in your situation. Know what the banks and credit unions are offering.
Take time to actually call the bank and speak to someone in person. Better yet, visit the bank in your local neighborhood and discuss a refinance.
Lock in the lowest rate possible and save on your monthly payment.
Step 2
Budget the new found savings and pay off existing debt.
What is the point of refinancing your 30 year mortgage if there are no financial benefits? Let's say you lock in at 4.875% and reduced your monthly payment by $275.00. You can blow that extra cash on furniture that you do not need.
You can put $200.00 towards the principal of the mortgage and $75.00 towards a credit card bill. Saving the extra money is also a great budget idea.
Step 3
If you are able to refinance your mortgage, do not stop there. Look over your monthly budget and I am sure you can find additional areas to cut.
Look at your utilities, cable and computer bills and other discretionary spending.
Talk to all family members about ways to save money in an economic recession.
Budgeting is a proactive task; you actually have to do something to save money.
Emmanuel Chrysis
Certified Accountant
http://www.Istos.Gr.St
http://www.My-Rodos.gr
Advice Sharing
223 N Guadalupe #167
Santa Fe, New Mexico 87501
Advanced Ways to Lower Mortgage Payments
A lot of us are suffering from mortgage woes. Let us help you in getting, or staying, out of a mortgage nightmare.
Step 1
Research the different rates that are available for someone in your situation. Know what the banks and credit unions are offering.
Take time to actually call the bank and speak to someone in person. Better yet, visit the bank in your local neighborhood and discuss a refinance.
Lock in the lowest rate possible and save on your monthly payment.
Step 2
Budget the new found savings and pay off existing debt.
What is the point of refinancing your 30 year mortgage if there are no financial benefits? Let's say you lock in at 4.875% and reduced your monthly payment by $275.00. You can blow that extra cash on furniture that you do not need.
You can put $200.00 towards the principal of the mortgage and $75.00 towards a credit card bill. Saving the extra money is also a great budget idea.
Step 3
If you are able to refinance your mortgage, do not stop there. Look over your monthly budget and I am sure you can find additional areas to cut.
Look at your utilities, cable and computer bills and other discretionary spending.
Talk to all family members about ways to save money in an economic recession.
Budgeting is a proactive task; you actually have to do something to save money.
Emmanuel Chrysis
Certified Accountant
http://www.Istos.Gr.St
http://www.My-Rodos.gr
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Date: Sun, 24 Oct 2010 13:28:07 -0500
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We offer advice everyday pertaining to fashion, pets, health, love and money. Also, if you no longer want to receive our emails, feel free to remove at any time.
Advanced Ways to Lower Mortgage Payments
A lot of us are suffering from mortgage woes. Let us help you in getting, or staying, out of a mortgage nightmare.
Step 1
- Research the different rates that are available for someone in your situation. Know what the banks and credit unions are offering. Take time to actually call the bank and speak to someone in person. Better yet, visit the bank in your local neighborhood and discuss a refinance. Lock in the lowest rate possible and save on your monthly payment.
Step 2
- Budget the new found savings and pay off existing debt. What is the point of refinancing your 30 year mortgage if there are no financial benefits? Let's say you lock in at 4.875% and reduced your monthly payment by $275.00. You can blow that extra cash on furniture that you do not need. You can put $200.00 towards the principal of the mortgage and $75.00 towards a credit card bill. Saving the extra money is also a great budget idea.
Step 3
- If you are able to refinance your mortgage, do not stop there. Look over your monthly budget and I am sure you can find additional areas t cut. Look at your utilities, cable and computer bills and other discretionary spending. Talk to all family members about ways to save money in an economic recession. Budgeting is a proactive task; you actually have to do something to save money.
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Advice Sharing
223 N Guadalupe #167
Santa Fe, New Mexico 87501
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